Legal & Policies

Important legal information and fund policies

Legal Framework

ASGERF operates under the laws of American Samoa and is governed by specific statutes, regulations, and policies that ensure the fund's proper administration and protection of member benefits.

Privacy Policy

Information Collection and Use

ASGERF is committed to protecting the privacy and confidentiality of personal information collected from members, beneficiaries, and website visitors. This privacy policy explains how we collect, use, and protect your information.

Information We Collect

  • Personal Information: Name, address, phone number, email, Social Security number, employment information
  • Financial Information: Salary, contribution history, beneficiary designations
  • Website Information: IP address, browser type, pages visited, time spent on site

How We Use Information

  • Administer retirement benefits and process claims
  • Communicate important fund information and updates
  • Comply with legal and regulatory requirements
  • Improve our website and services

Information Protection

We implement appropriate security measures to protect personal information against unauthorized access, alteration, disclosure, or destruction. Access to personal information is limited to authorized personnel who need the information to perform their job duties.

Contact: For questions about this privacy policy or your personal information, contact us at info@asgerf.as or (684) 633-4485.

Terms of Use

Website Usage Agreement

By accessing and using the ASGERF website, you agree to comply with these terms of use. Please read these terms carefully before using our website.

Acceptable Use

  • Use the website only for lawful purposes and in accordance with these terms
  • Do not attempt to gain unauthorized access to any part of the website
  • Do not transmit viruses, malware, or any harmful code
  • Respect intellectual property rights and do not infringe on copyrights

Disclaimer

The information on this website is provided for general informational purposes only. While we strive to keep information accurate and up-to-date, we make no representations or warranties about the completeness, accuracy, or reliability of any information.

Limitation of Liability

ASGERF shall not be liable for any direct, indirect, incidental, special, or consequential damages resulting from the use or inability to use this website or any information contained herein.

Important Legal Documents

Plan Document

Complete ASGERF plan document outlining benefits, eligibility, and plan provisions.

Download PDF →

Summary Plan Description

Easy-to-understand summary of ASGERF benefits and how the plan works.

Download PDF →

Investment Policy Statement

ASGERF's investment policy outlining objectives, asset allocation, and guidelines.

Download PDF →

Board Bylaws

ASGERF Board of Trustees bylaws governing board operations and procedures.

Download PDF →

Administrative Rules

Administrative rules and procedures for ASGERF operations and member services.

Download PDF →

Code of Ethics

Code of ethics and conduct for ASGERF board members, staff, and service providers.

Download PDF →

Governing Law and Compliance

ASGERF operates under the authority of American Samoa Code Annotated Title 4, Chapter 14, and is subject to various federal and territorial laws and regulations.

Applicable Laws

  • American Samoa Code Annotated Title 4, Chapter 14
  • Internal Revenue Code Section 401(a)
  • GASB Statement requirements
  • Federal tax qualification standards

Compliance Standards

  • Fiduciary responsibility standards
  • Investment prudence requirements
  • Conflict of interest policies
  • Transparency and reporting obligations

Legal Questions?

For legal questions or to request additional documentation, please contact our administrative office or legal counsel.

Phone

(684) 633-4485

Email

info@asgerf.as

Office

300 ASGERF Building
Pago Pago, AS